Terms and Conditions

All our banking, savings and credit cards terms and conditions brochures are available in PDF form to view and download from our Help Centre, just click on the links below.

To view these you'll need Adobe Acrobat Reader.  If you don't have it, you can download it from the Adobe website.

Bank  Accounts Terms and Conditions

For the features, benefits and terms and conditions of our bank accounts see the Getting Started Guides below:
 
Ultimate Reward Current Account

Reward Current Account

Current Account

Student Current Account

Expresscash

Cardcash

Easycash Terms and Conditions

Savings Terms and Conditions

Halifax Instant Saver

Halifax Guaranteed Saver

Halifax ISA Saver

Bank of Scotland Instant Access Savings Account

Halifax Web Saver

Deposit Accounts

Credit Cards Terms and Conditions

Click here to see terms and conditions for each of our credit cards.

Online Banking Service Conditions

View our Online Banking Service conditions