Bank of Scotland Exclusives

Wouldn't it be great if a bank said thank you?  We think so. 

That's why we have Bank of Scotland Exclusives.  From savings to mortgages and more, Bank of Scotland Exclusives is our collection of unique offers exclusively designed for people who have their main current account with us.  Just click on the tabs to find out about each offer.

To qualify for these exclusive offers all you need to do is:

• Pay £1,000 or more into your current account with us each calendar month, or
• Hold an Ultimate Reward Current Account, or
• Switch your current account to us using our dedicated Switching Service and pay in £1,000 or more each calendar month, (or if you apply for an Ultimate Reward Current Account, it doesn't matter how much you pay in each month). Find out which of our current accounts is right for you.

Bank accounts are available subject to status to UK residents aged 18+.  These offers apply to all Halifax and Bank of Scotland branded current accounts funded with £1,000 or more each calendar month unless otherwise stated.  All Ultimate Reward Current Accounts qualify regardless of funding.  All offers exclude Bank of Scotland Flexible and Flexible Plus Current Accounts and the Bank of Scotland Currency Account and are only available to personal banking customers.

Bank of Scotland offers Halifax mortgages.

Wouldn’t it be great to have extra time to pay without incurring interest?  Well apply for our Credit Card and as a qualifying current account customer, that's exactly what we'll give you:  

• 0% for the first 12 months on purchases - that's 3 months longer than our standard high street offer, meaning you will have no interest to pay on your purchases until 2011!
• In addition, we'll give you 0% for the first 9 months on balances transferred in the first 90 days (with a 3% fee) - so if you have balances on other credit or store cards, why not transfer them - you could save money.

Typical 17.9% APR variable.

Don’t forget – to benefit from the 0% rate you must stay within your credit limit and make your payments on time. The 0% offer excludes balance transfers from existing Halifax or Bank of Scotland cards.

Important information

This offer is available to new and existing current account customers applying for a credit card.  Credit available subject to status to UK residents aged 18 or over from Bank of Scotland plc.

• Halifax Guaranteed Saver 
• Halifax Guaranteed Saver Reward (opened from 5th January 2010)
• Halifax ISA Saver Direct 
• Variable rate ISA Saver 
• Halifax Web Saver Extra 
• Variable rate Halifax Web Saver 
• Halifax Premium Savings Direct (existing accounts only) 
• Halifax Monthly Saver (existing accounts only)
• Halifax Liquid Gold 
• Halifax Extra Income Saver (existing accounts only)
• Halifax Saver Reward 
• Halifax Instant Saver 
• Halifax 60 Day Gold (existing accounts only)
• Halifax Bonus Gold (existing accounts only)
• Bank of Scotland Instant Access Savings Account 

Take advantage of this exclusive offer

If you're already a current account customer and don't have any of the above qualifying savings accounts, simply open and fund one of the above accounts to get the extra 0.20% AER.

If you're already a current account customer and have one or more of the above qualifying savings accounts with us, all you'll need to do is download and complete our registration form to get the extra 0.20%.

If you haven't already got a current account with us but are interested in these exclusive offers, switch your current account to us.

For most of us, our biggest regular outgoing is the monthly mortgage repayment.  So to help you spend less each month, we're offering our current account customers an exclusive discount of at least 0.20% on our mortgages, depending on the mortgage rate you choose.

As well as the great Bank of Scotland Exclusives mortgage rate discount, we also offer our current account customers two additional mortgage deals:

A lower deposit for first time buyers

You only need a 10% deposit* when you choose a mortgage from our selected first time buyer range.

*Standard lending policy and criteria apply.

Free purchase conveyancing worth around £400

You can now choose to have your basic home purchase legal costs (for example, solicitors fees) paid by us if you take a Halifax mortgage when you are moving home.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.