Bank Accounts

Imagine a personal bank account that gives you a great range of benefits, including travel insurance and car breakdown cover. You can enjoy so much more with the Ultimate Reward Current Account – all for just £12.50 a month. Just a few of the benefits could more than pay for the account.

• Get a great range of account benefits, including peace-of-mind insurance cover, exclusive offers and great rates.
• The first £300 of any arranged overdraft is interest-free (0% EAR). Typical 19.5% EAR variable on arranged overdrafts over £300. Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status.
• A Bank of Scotland Visa debit card. Your best way to pay – everyday, everywhere, for everything.
• All the standard features you'd expect from a bank account.

Wouldn't it be nice if your bank thanked you properly for your custom? Our new Reward Current Account will reward you with £5 each month.

• Get £5 each month when you pay £1,000 into your bank account.
• Even if you don't pay in £1,000, you'll benefit from simple overdraft fees and you'll also receive all the standard features you'd expect from a bank account.
• A Bank of Scotland Visa debit card. Your best way to pay – everyday, everywhere, for everything.