• Home
  • > Bank Accounts

Bank Accounts

Ultimate Reward Current Account. A current account for when your bags take off.

Bank of Scotland Ultimate Reward Current Account

Our Ultimate Reward Current Account comes with over £750 worth of benefits^ to help you in your daily life - all for just £12.50 per month. Plus, we'll give you a £5 reward payment each month you pay in £1,000.

  • £5 reward payment each calendar month you pay in £1,000
  • A great range of account benefits, including worldwide multi-trip family travel insurance, AA Breakdown Cover, mobile phone insurance and many more
  • The first £300 of any arranged overdraft is fee-free. Above that amount we'll simply charge you a daily overdraft fee every day you use your overdraft. Any overdraft we agree is subject to status and all overdrafts are repayable on demand.
Find out more about the Ultimate Reward Current Account

Bank of Scotland Reward Current Account

Wouldn't it be nice if your bank thanked you properly for your custom? Our Reward Current Account does just that.

  • Get £5 each calendar month you pay £1,000 into your bank account
  • Plus, simple daily overdraft fees that are easy to understand.
Find out more about the Bank of Scotland Reward Current Account

Bank of Scotland Current Account

A straightforward current account that's ideal for day-to-day banking.

  • 24-hour telephone and online banking services
  • A Visa debit card. Your best way to pay – everyday, everywhere for everything
  • Overdraft facility with straightforward daily fees that are easy to understand.
Find out more about our Current Account

Bank of Scotland Student Current Account

Money worries are the last thing you want on your mind when you're a student, so apply for a Student Current Account and you could get an interest-free overdraft of up to £3,000 (typical 0% EAR variable). 

  • You can also keep your interest-free overdraft while you are a student and for one year after you graduate
  • A secure place to pay in your student loan, grant cheque or other regular credits
  • A Visa debit card. Your best way to pay – everyday, everywhere, for everything.
Find Out More

^Ultimate Reward Current Account value: £768.81

How did we calculate this value?

Worldwide family multi-trip travel insurance: £239.55 per year. Based on an annual family policy (oldest member of party = 40), travelling worldwide including USA with Personal Baggage, Winter Sports and Golf Cover, with Halifax Travel Insurance, administered by FirstAssist Insurance Services Ltd and underwritten by Great Lakes Reinsurance (UK) PLC. As at 16/08/2010, assuming no medical conditions.

AA Roadside Assistance and Accident Management policy: £86.50 per year. Via continuous-payment-method product - price as at 1st August 2010, www.theaa.com

Mobile Phone Insurance: £11.99 per month, £143.88 per year. Based on Lifestyle Services Group standard policy, including iPhone cover as at 1st August 2010.

Home Emergency Cover: £49.99 per year. Based on the amount changed for stand alone Halifax Home Emergency Cover as at 1st August 2010.

ID Theft assistance: £14.97 per year. Based on 25% saving of monthly retail cost of £4.99 through STAMS Ltd. as at 1st August 2010.

Card Protection: £23.00 per year. Based on a joint / household Annual Card Care policy, provided by St Andrew's Membership Services Limited acting as agents for the insurer, St Andrew's Insurance plc. as at 1st August 2010.

URCA Discount Card Scheme: £60.92. Savings based on 20% discount for a family of four to London Zoo and Cadbury World (saving £23.92) and 20% discount on a Kwik Fit MOT and full service (saving £37) as at 1st August 2010.

Mortgage cashback: £150. A one-off cash bonus payment on all new Halifax Home Mover or First-Time Buyer Mortgages. The bonus payment is not available on mortgages bought through an intermediary. As at 1st August 2010.

Note: The values shown are the potential value of these benefits, some of which require the customer to actively use them to receive the full value. All values are based on family/joint account and therefore some values may be lower for a single person/sole account.

Bank of Scotland bank accounts and services are offered subject to status. Overdrafts are repayable on demand. EAR is the equivalent annual rate. This is the actual annual cost of an overdraft. It does not take into account fees and charges.

 

Online Banking

Sign in button

> Register

> Find out more

Thinking about switching? It's easy.

If you already have a current account with us, but currently bank elsewhere, fill in our simple switching form and we'll do the rest!

If you don't bank with us don’t worry. Just apply for either the Reward Current Account or Ultimate Reward Current Account and complete the ‘switching details’ in the application form.

> More about switching