Bank Accounts

Imagine a current account that gives you a great range of benefits, including worldwide multi-trip travel insurance RAC car breakdown cover and mobile phone insurance - all for just £12.50 a month.

You can enjoy so much more with the Ultimate Reward Current Account – plus we'll give you a £5 reward payment each calendar month you pay in £1,000. Just a few of the benefits could more than pay for the account.

• £5 reward payment each calendar month you pay in £1,000.
• A great range of account benefits, including worldwide multi-trip family travel insurance, RAC car breakdown cover and mobile phone insurance as well as other great benefits and exclusive offers.
• The first £300 of any arranged overdraft is fee-free. Above that amount we'll simply charge you a daily overdraft fee every day you use your overdraft. Any overdraft we agree is subject to status and all overdrafts are repayable on demand.
• A Bank of Scotland Visa debit card. Your best way to pay – everyday, everywhere, for everything.
• All the standard features you'd expect from a bank account.

Wouldn't it be nice if your bank thanked you properly for your custom? Our Reward Current Account will reward you with £5 each month.

• Get £5 each calendar month you pay £1,000 into your bank account.
• Even if you don't pay in £1,000, you'll benefit from simple overdraft fees and you'll also receive all the standard features you'd expect from a bank account.
• A Bank of Scotland Visa debit card. Your best way to pay – everyday, everywhere, for everything.
  

Everything you need in one simple account. A straightforward current account that's ideal for day-to-day banking. The Bank of Scotland Current Account has all the essential features you need.

• 24-hour telephone and online banking services.
• A Visa debit card. Your best way to pay – everyday, everywhere for everything.
• Overdraft facility with straightforward daily fees that are easy to understand. Any overdraft we agree is subject to status and repayable on demand.

Money worries are the last thing you want on your mind when you're a student.
Get an interest-free overdraft of up to £3,000 with our Bank of Scotland Student Current Account (Typical 0% EAR).

• Keep your interest-free overdraft while you are a student and for one year after you graduate.
• A secure place to pay in your student loan, grant cheque or other regular credits.
• A Bank of Scotland Visa debit card. Your best way to pay – everyday, everywhere, for everything.