International payments

Maybe you have family overseas and want to send them money or you might even be working or buying a house abroad. Whatever the reason, our International Payment services are fast, efficient and secure.

We even offer a wide range of currencies and there’s no limit to how much you send.

Find out more about:
Sending money abroad
Receiving money from abroad

If you are a Bank of Scotland current account customer, but don't use our online banking service – why not register for online banking today?

Sending money overseas is simple – you'll need the following information for the destination account:

• Euro payments: BIC and IBAN are required for Euro transfers to an EU/EEA country
• Rest of the world:  beneficiary name and bank details

And don't worry, we even save the recipient details once you have made a payment – this means there's no need to enter them again in future when you want to send money to the same place, whether in branch, over the phone or online.

Transfer payments online for only £9.50
That's £10 less than if you do it in branch or over the phone (normally £19.50).

Sending money abroad by post requires a foreign draft. Foreign drafts are available in all major currencies and the cost of the draft depends on the amount involved. Our current draft fees range from £6 to £15. Just ask us in branch for more details or give us a call.

Transfers to your Bank of Scotland account can be received in foreign currency or sterling. Payments received in foreign currency are converted into sterling and credited to your account. To ensure your funds are received as quickly as possible you must instruct the overseas bank to send funds via SWIFT (Society for Worldwide Interbank Financial Telecommunication).

There are three things the overseas bank should know so they can process the transfer as quickly as possible:

1. Where to send the money to. Quote Bank of Scotland, Glasgow with the swift code BOFSGB2S
2. The name of your bank. Quote Bank of Scotland and the BIC code which you'll find at the top-right hand corner of your Bank of Scotland statement
3. The beneficiary account which is the account the money is going to. You'll also need to include the IBAN number for your account which you'll find at the top right hand corner of your Bank of Scotland statement

Banco Halifax Hispania
If you're already in Spain or spending a lot of time there, then Banco Halifax Hispania can help you.  You can benefit from a current account which allows free Electronic Transfers* from your Bank of Scotland current account to your Banco Halifax Hispania account.

Plus:

• A range of mortgages designed for people who want to finance a property in Spain and all of which must be secured on property in Spain
• English speaking telephone banking service**
• Online Banking Facility
• An English speaker in all branches on the Costas

To find out more call our UK Customer Services Team on 08456 00 36 03 (lines open 9am to 5pm Monday, Tuesday, Thursday and Friday, and 9.30am to 5pm on Wednesdays) or visit the Banco Halifax Hispania website.

Your home may be repossessed if you do not keep up repayments on your mortgage. Changes in the exchange rate may increase the Sterling equivalent of your debt.