Student Current Account

Do the smart thing and get an interest-free overdraft of up to £3,000

Overview

With our Student Current Account you’ll have the extra cash you need, when you need it. You can then focus on what matters while you are studying and during that all-important year after graduation.

Here’s what makes this Student Current Account so good:

  • An interest-free overdraft of up to £3,000 (typical 0% EAR variable) for up to five years and an extra year after you graduate
  • Automatically get a £500 interest-free overdraft when you open your account
  • Commission-free foreign currency and traveller's cheques
  • 25% discount on AA breakdown cover
  • 20% discount on our Card Care card protection insurance


View more detail on the Student Current Account benefits and features or apply now.

Account benefits

Account benefits
Enjoy plenty of great student banking benefits to make your life easier:

  • Keep your interest-free overdraft (typical 0% EAR variable) for the length of your course. That’s up to five years – plus an extra year after you graduate
  • Automatically getting a £500 interest-free overdraft on account opening – you can then apply for more if and when you need it
  • Commission-free foreign currency and traveller's cheques, so you can make the most of your money if you fancy a study break.
  • 25% discount on AA breakdown cover – for peace of mind when you are driving home for the weekend or taking a road trip
  • 20% discount on our Card Care card protection insurance, which covers all your registered debit, credit, store and charge cards at home and abroad

Standard account features

  • A Visa debit card
  • Use of cash machines, for money in an instant. Withdraw up to £300, get mini statements, check your balance and top up your mobile
  • Access to any of our branches, as well as our 24 hour telephone and online banking service
  • A secure place to pay in your salary and other regular credits. Plus, the facility to set up direct debits so that you can manage your payments with ease

Apply now for a Student Current Account.

Apply

Before you open a Student bank account please check the following:

  • You are at least 18 years old
  • You are either a student in full-time higher education (studying a degree course or similar higher education course) or you have stopped being a student in full-time education in the last 12 months

Opening a Student Current Account couldn't be easier.

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Or you can call us on 08457 21 31 41 between 8am and 8pm Monday to Friday, 8am to 6pm on Saturdays and 9am to 5pm on Sundays. Alternatively, call into any Bank of Scotland branch and speak to one of our staff.

An important note...

The amount of overdraft you get depends on your personal circumstances and whether you make regular payments into the account. You also need to be aware that you may not get the full £3,000 overdraft.Bank of Scotland current accounts and services are offered subject to status. Overdrafts are repayable on demand.EAR is the equivalent annual rate. This is the actual annual cost of an overdraft. It does not take into account fees and charges.AER stands for annual equivalent rate and shows what the interest rate would be if interest were paid and compounded each year. (In other words, you earn interest on the interest you leave in your account.) The gross rate is the rate of interest we pay before we take off income tax at the rate set by law.