- Home
- > Credit Cards
Bank of Scotland All in One Credit Card
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 10 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies).
- 0% for 10 months on balance transfers made in the first 90 days
- 0% for 10 months on new purchases
- A typical rate of 15.9% APR (variable)
- A arrangement fee of 3% applies for each balance transfer
| Take a few minutes to apply online (new window) for an instant decision (in most circumstances). |
| Protect your credit cards with our comprehensive cover plans. |
Other extras:
- No annual fee
- Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
- Cover against online fraud when purchasing on the Internet
- Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
- Card replacement if lost
- Additional Cards available
- Around the clock service
- Manage your card online
- Choice of 5 card colours - Black, Pink, Red, White and Blue
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Bank of Scotland or Halifax cards are not eligible for the 0% balance transfer offer.
View our Bank of Scotland All in One Credit Card summary box (new window) .
Next Steps
|
Apply now: take a few minutes to apply online (new window) for an instant decision (in most circumstances). |
If you have any questions call us on 08457 29 39 49. Lines are open Mon - Sun 7am-10pm.
Protect your credit cards with our comprehensive cover plans
Personal Pricing
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. For the first 10 months you will get 0% on balance transfers made in the first 90 days (a fee of 3% applies for each balance transfer). You will also get 0% for 10 months on purchases. Your personal APR for purchases will be either 15.9% APR (variable), 17.9% APR (variable) or 19.9% APR (variable). Your interest rate for balance transfers will be the same as for purchases. Two thirds of customers are offered our best rate of typical 15.9% APR (variable).
The Bank of Scotland All in One Credit Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000.
Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority.
Credit facilities available subject to status to UK residents aged 18 or over.
*Calls from BT landlines to 0845 numbers will cost a maximum of 4p per minute with a 6p set up fee. The price of calls from other telephone companies will vary.
