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The Cancer Research UK
Credit Card
Raise money to support your favourite charity
Overview
Making a difference couldn’t be easier with the Cancer Research UK Credit Card. We will donate to Cancer Research UK every time you spend on your card**, at no extra cost to you.
- We make a £20* donation when you first make a purchase on your card
- We donate 0.25% of every purchase you make**
- 0% on balance transfers for the first 9 months (3% fee applies)
- 0% on purchases for the first 9 months
- Typical 16.9% APR (variable)
Take a few minutes to apply online (new window) for an instant decision (in most circumstances)
To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Bank of Scotland or Halifax cards are not eligible for the 0% balance transfer offer.
Other Extras
The Cancer Research UK Credit Card also offers these extras:
- Cover against online fraud when purchasing on the Internet
- Card replacement if lost
- No interest will be charged on purchases if every statement balance is paid in full by the payment date
- No annual fee
- Accepted wherever you see the MasterCard sign - in over 24 million locations worldwide
- Additional cards available
- Around the clock service
- Our typical rate is 16.9% APR (variable)
Your APR Explained
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history.
For the first nine months you will get 0% for purchases and balance transfers (a fee of 3% applies for each balance transfer). Your personal APR for purchases will be either 16.9% APR (variable), 18.9% APR (variable), or 19.9% APR (variable). Your interest rates for balance transfers will be the same as for purchases.
Two thirds of customers are offered our best rate of typical
16.9% APR (variable).
Apply
You can apply online - our application form will open in a new window, it will take about five minutes to complete. You'll need to have your credit card details to hand if you want to transfer balances online.
In most circumstances you'll get an instant decision. Our typical rate is 16.9% APR (variable).
If you would rather apply over the telephone, call us on 0800 587 2105 between 8am - 10pm Mon - Fri & 8am - 7pm Sat - Sun and quote "Cancer Research 1"
*Of the initial £20 donation, 80% will be given to Cancer Research UK and 20% to the Charity's trading company, which gives its taxable profits to Cancer Research UK. You must make the purchase within the first 90 days. The donation will not be made if your account is closed, overlimit or if you have missed more than one payment during this period. (Registered Charity No. 1089464).
**The 0.25% donation on purchases: excludes purchases refunded to your account; will not be made in respect of purchases in any month where, at the end of that month, your account is closed, overlimit or your minimum payment is overdue; will not be made in respect of purchases in any quarter unless you have made a purchase in the 90 days prior to the end of that quarter. The quarters are the periods commencing: 1 January, 1 April, 1 July and 1 October.
The Cancer Research UK Credit Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000.
Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk
Credit facilities available subject to status to UK residents aged 18 or over.