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Want an offer on balance transfers and purchases?
The Bank of Scotland All in One Credit Card
- 0% for 10 months on balances transferred in first 90 days (3% fee)
- 0% for 10 months on purchases
- To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
- Typical 15.9% APR (variable)
Purchases offer for current account customers
A Bank of Scotland qualifying Current Account customer exclusive
- 0% for the first 12 months on purchases
- 0% for 9 months on balances transferred in first 90 days (3% fee)
To keep your promotional rate you must pay at least the minimum
payment by the due date and stay within your credit limit
- Typical 15.9% APR (variable)
To qualify for this exclusive offer you need one of the following:
- A current account with us into which you pay £1,000 or more each month
- An Ultimate Reward Current Account
Balance transfer offer for current account customers
A Bank of Scotland qualifying Current Account customer exclusive on balance transfers
- 0% for the first 15 months on balances transferred within the first 90 days (3% fee)
- 0% for 3 months on purchases
- To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
- Typical 16.9% APR (variable)
To qualify for this exclusive offer you need one of the following:
- A current account with us into which you pay £1,000 or more each month
- An Ultimate Reward Current Account
Balance transfer offer for current account customers
A Bank of Scotland qualifying Current Account customer exclusive on balance transfers
- 0% for the first 15 months on balances transferred within the first 90 days (3% fee)
- 0% for 3 months on purchases
- To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
- Typical 16.9% APR (variable)
To qualify for this exclusive offer you need one of the following:
- A current account with us into which you pay £1,000 or more each month
- An Ultimate Reward Current Account
Our lowest available APR with no balance transfer fee
The Bank of Scotland Easy Rate Credit Card
- One low rate on both balance transfers AND purchases - our lowest variable APR
- No balance transfer fee
- No interest on purchases if you pay your balance in full and on time
each month - Typical 8.9% APR (variable)
Student Credit Card - Want to take control of your finances?
The Bank of Scotland Student Credit Card
- Flexible credit limit.
- Free text alerts.
- Typical 17.9% APR (variable)









