- Home
- > Credit Cards
- > > Bank of Scotland Standard Credit Card
Bank of Scotland Standard Credit Card
First Credit card or a fresh start?
These days, having a credit card seems to be a part of everyday life, but it’s not always easy to get that first foot on the ladder. Whether you are looking for your first credit card, or to boost your credit history, the NEW Bank of Scotland Standard Credit Card could be the one to start you off in building a better credit score. In addition Bank of Scotland will give you a year's free membership of CreditExpert, a service that can help you manage your credit status and alert you to identity fraud - normal price over £80.
Control, convenience and credit
We understand that people’s circumstances are different so we have created a new card that could suit your needs. As a responsible lender, we’ll set your credit limit between £250 and £2000 to help you manage your account. What’s more we’ll send you free text alerts with repayment reminders and weekly balance updates to help you stay in control. From time to time we’ll review your account, and if you have stayed within your credit limit and made your monthly payments on time, we may increase your limit.
With no annual fee and a typical 27.9% APR variable, your Bank of Scotland Standard Credit Card has hundreds of uses – including booking a holiday or for emergency purchases and online shopping.
Plus - It comes with all the great Bank of Scotland extras:
- Cover against online fraud when purchasing on the Internet
- A year's FREE membership of CreditExpert from Experian
- Accepted wherever you see the MasterCard sign in over 24 million locations worldwide
- Up to 59 days interest free credit on all purchases if you pay off your balance in full each month
- Card replacement if lost
- Additional cards available
- Around the clock service
- Manage your card online
- Choice of 5 card colours - Black, Pink, Red, White and Blue
| Take a few minutes to apply online (new window) for an instant decision (in most circumstances). |
If you have any questions call us on 08457 29 39 49. Lines are open 8am - 10pm Mon - Fri & 8am - 7pm Sat - Sun* |
| Protect your credit cards with our comprehensive cover plans. |
View our Bank of Scotland Standard Credit Card summary box (new window).
By applying for a card with one of the UK's largest high street banks, your application should be very straightforward, even if you have been turned down for Credit before.
Next Steps
|
Take a few minutes to apply online (new window) for an instant decision (in most circumstances) |
If you would rather apply over the telephone, call us on 0800 023 4875 between 8am - 10pm Mon - Fri & 8am - 7pm Sat - Sun
If you have any questions call us on 08457 29 39 49. Lines are open 8am - 10pm Mon - Fri & 8am - 7pm Sat - Sun*
Protect your credit cards with our comprehensive product plans
Bank of Scotland Standard Credit Card, typical 27.9% APR (variable).
The Bank of Scotland Standard Credit Card is issued by Bank of Scotland plc, Registered in Scotland No.SC327000.
Registered Office: The Mound, Edinburgh EH1 1YZ.
Authorised and Regulated by the Financial Services Authority.
Credit facilities available subject to status to UK residents aged 18 or over.
*Calls from BT landlines to 0845 numbers will cost a maximum of 4p per minute with a 6p set up fee. The price of calls from other telephone companies will vary.
