Union Credit Cards

Support your union with a credit card that gives you a great introductory offer on both balance transfers and purchases. 

• 0% for the first 9 months on balance transfers (3% fee applies)
• 0% for the first 9 months on new purchases
• A typical rate of 17.9% APR (variable)

We have teamed up with 24 different Unions. To apply for your Union's Credit Card simply click on the apply tab above and select your Union to apply online.

To benefit from the 0% rate you must stay within your credit limit and make your payments on time. Balances transferred from other Bank of Scotland or Halifax cards are not eligible for the 0% balance transfer offer.

View our Union Credit Card summary box  (new window).

The Union Credit Card also offers these extras:

• Cover against online fraud when purchasing on the Internet
• Card replacement if lost
• No interest will be charged on purchases if every statement balance is paid in full by the payment date
• No annual fee
• Manage your card Online
• Accepted wherever you see the MasterCard sign - in over 24 million locations worldwide
• Additional cards available
• Around the clock service
• Protect your credit cards with our comprehensive cover plans.
• Typical 17.9% APR (variable)

As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history.

For the first 9 months you will get 0% on balance transfers (a fee of 3% applies for each balance transfer). You will also get 0% for 9 months on purchases. Your personal APR for purchases will be either 17.9% APR (variable), 19.9% APR (variable) or 21.9% APR (variable). Your interest rates for balance transfers will be the same as for purchases.

Two thirds of customers are offered our best rate of                       Typical 17.9% APR (variable).

You can apply online by clicking on your union from the list below - our application form will open in a new window and will take about five minutes to complete.  You'll need to have your credit card details to hand if you want to transfer balances online.

In most circumstances you'll get an instant decision. 

Our typical rate is 17.9% APR (variable).

Find your Union Below: