Bank of Scotland Home Insurance

Home Insurance with no extra charge to pay monthly

There’s no place like home. That’s why our Home Insurance helps protect what you value most. Our Home Insurance can cover your buildings and contents – we’ll even give you a discount when you insure both. And you can spread your payments over the year without paying any extra.

Value all the way

• Unlimited insurance – there's no limit on our buildings and contents cover so should the worst happen we’ll rebuild your home and replace your possessions (some limits apply to single and high risk items, and contents away from the home).
• Choose to pay monthly by Direct Debit at no extra charge.
• Generous no claims discount
• Additional discount when you buy our combined Buildings and Contents Insurance.

(All discounts are applied consecutively and exclude Home Emergency and Legal Expenses Cover. Minimum premiums apply.)

Covering more
Our Home Insurance gives you all round protection inside and outside your home, including cover for:

• Fire, storm and flood damage
• Accidental damage to any underground services you’re legally responsible for
• Satellite receiving equipment
• Accidental damage to TVs, audio and visual equipment including computers
• Downloaded digital content including music and video
• Student belongings – this is an optional cover for your family’s contents when away from home in student accommodation (additional premium applies).

And you’ll receive a 12 month guarantee on all repair work carried out by builders and contractors approved by us.

Bank of Scotland Home Insurance is underwritten by St. Andrews Insurance plc