Halifax Protection Insurance

What would happen if you were unable to repay your mortgage or to pay your household bills due to an accident or sickness or if you lose your job? How would it affect your family? If you die or suffer from a specified critical illness or become a full-time carer, how would your family manage financially?

Our range of Protection Insurance Products can help you plan for the unexpected to give you complete peace of mind.

Total Mortgage Protection Plan
Your mortgage is probably one of the biggest financial commitments you will ever make, so why not protect your home and your family’s home. Our Total Mortgage Protection Plan includes:

• Accident & Sickness Cover* to meet your mortgage payments and some other of life's expenses for up to one year if you suffer an accident or sickness.
• Unemployment Cover* to meet your mortgage payments some other of life's expenses for up to one year if you lose your job.
• Life Cover* to give you the peace of mind of a cash sum that could repay your mortgage if you die during the term of the plan, taking away the financial burden from those who depend on you.
• Critical Illness Cover*  could provide a lump sum payment if you are diagnosed with a specified critical illness. It could even pay out if you subsequently make a full recovery. This could enable you to pay off your mortgage, or cover other family or household expenses.

You can choose any combination of the above covers depending on your particular cover requirements. Provision of any element of cover is dependant on meeting certain eligibility criteria.

Total Mortgage Protection Plan Policy Summary Document

*As with all insurance policies some exclusions may apply. For more information on this and eligibility requirements, please read the relevant policy summary above.