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Investments Products
There's more than one way to see your investment grow. Bank of Scotland offers a wide range of investment services so you're sure to find one that meets your needs and your financial aims.
Tax-efficient investments - Make the most of your tax benefits by potentially paying less tax on your investments.
| Investment Options | Risk | Objective | Minimum Opening Balance | Minimum Additional Payments | Initial Charge | AMC* | |
| Scottish Widows ISA | From Cautious to Adventurous | Growth | £1,000 lump sum or £150 per month | £250 lump sum or £10 per month | 2% | 1.5% | More Info |
| Child Trust Fund | Cautious Medium | Growth | Government voucher | £10 per month | None | 1.5% | More Info |
* The AMC is included in the Total Expenses Ratio (TER), which covers yearly costs of the fund and may vary throughout the investment period.
Flexible investments helping your money grow over the long term.
| Product | Risk | Objective | Minimum Opening Balance | Minimum Additional Payments | Initial Charge | AMC* | |
| Personal Investment Plan | From Cautious to Adventurous | Growth. Provides some life cover | £3,000 | £250 lump sum | 2% | 1.35% | More Info |
| OEIC | From Cautious to Adventurous | Growth | £3,000 lump sum or £150 per month | £10 per month or £250 lump sum |
2% | 1.5% | More Info |
*The AMC is included in the Total Expenses Ratio (TER), which covers yearly costs of the fund and may vary throughout the investment period.
Offering peace of mind for you and security for those you love.
| Product | Objective | Minimum monthly payment | Maximum monthly payment | |
| Over 50 Guaranteed Life Plan | This plan could offer peace of mind for you and security for those you love providing a cash lump sum on death after two years with no health or underwriting questions. | £10 | £30 | More Info |
Tax-efficient investment using your government voucher until December 31st 2010.
| Product | Objective | Minimum payment | Maximum payment | Initial Charge | AMG* | Investment length | |
| Child Trust Fund | To help your child's money to grow over time, in a tax-efficient way. | £10 per month or lump sum via government voucher | £1,200 per year | None | 1.5% | Until child is 18 years old | More Info |
* Annual Management Charge.