- Home
- > ISAs
- > Share Dealing Self-Select ISAs
- > Self-Select Stocks and Shares ISA
Bank of Scotland Self-Select Stocks and Shares ISA
What exactly is an ISA?
An Individual Savings Account (ISA) is a savings product which was set up by the Government in 1999. Our Self Select Stocks & Shares ISA is an account where you can invest up to £7,200* per tax year in any of our ISA eligible investments.
On 6th April 2010, the ISA subscription limit increased to £10,200. Up to £5,100 of this new ISA allowance can be saved in a cash ISA with one provider. The remainder of the £10,200 can be invested in a Stocks & Shares ISA with the same or another provider. Alternatively, the full £10,200 can be invested in a Stocks & Shares ISA with one provider such as Bank of Scotland Share Dealing.
Any profits made on your investments within the ISA are free from Capital Gains Tax*.Our ISA is suitable if you want flexibility in what you trade in - be free to invest in stocks & shares, funds or gilts & bonds.
Five key benefits of our Self-Select Stocks and Shares ISA |
1. Deal online or over the phone - our call centre is UK based, lines open |
2. Flexibility - deposit lump sums by direct debit or debit card, or set up a |
3. Highly competitive dealing charges from just £1.50 in an investment |
4. Free access to Advanced Dealing (TradePlan) tools - helps control risk, |
5. Automatic dividend reinvestment option for UK and Irish Crest eligible |
Transfer from your ISA Provider- Find out more about how to transfer from your existing ISA provider to a Bank of Scotland Self-Select Stocks & Shares ISA!
You are also able to transfer a Cash ISA into a Stocks & Shares ISA - and hold your savings and investments in one tax efficient account. Please note that under HMRC regulations, a Stocks & Shares ISA cannot be transferred back into a Cash ISA.
Next Steps
|
Apply online for an account - it only takes a few minutes |
Call now on 0845 606 1188 (lines are open 8am - 9.15pm Monday to Friday and 9am -1pm Saturday excluding English Bank Holidays.)
*Please note that tax treatment depends on your individual circumstances and that tax laws may change.
Please remember the value of your investments and the income from them can go down as well as up. You may not get back the full amount you have invested. If you're in any doubt about the suitability of any of our products, or whether to buy or sell shares, you should consult an appropriate Financial Adviser.
Click here to view our Regulatory Information
