What do you mean by typical APR, is this the rate that I will actually get?

Typical APR (Annual Percentage Rate) is the percentage of interest you will pay on your loan on an annual basis. It is a typical rate, as 2/3rds of our customers will be eligible for this rate when they apply.

All our customers are quoted on an individual basis, so your APR will be based on your personal circumstances, the amount you want to borrow and how long you want to repay the loan over.