Bank of Scotland Personal Loan
Credit Cards? Store Cards? Overdrafts? With a Bank of Scotland Personal Loan you can tidy up all your credit bills into one affordable monthly repayment. Simply add up how much you need to borrow and get a quote using the calculator on the right, or apply now for an instant personal loan decision.
Product Benefits
- 7.8% APR typical for online loans
- Range of rates - from 7.8% APR to 13.8% APR depending on your personal circumstances
- Range of loan amounts - available from £7,000 to £25,000
- Repayment terms to suit your budget - from 2 to 7 years
- Affordable monthly repayments - fixed for the life of the loan
- Protect your repayments - Choose from 3 levels of optional Payment Protection Cover, and your repayments could be covered in the event of disability, critical illness, redundancy or if you become a carer for a relative.
Service
- Optional courier service - choose to receive your loan documents in 24 hours or have funds transferred direct to your bank account†
- Secure application process - takes less than 10 minutes to complete.
- instant online decision
For loans from £1,000 to £6,999 we also offer a Bank of Scotland Smaller Loan
Existing Personal Loan Customer?Call 08457 44 44 55* or for further information find out more
Loans are provided by Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Written quotations are available on request.
† For instant personal loans, funds are transferred upon receipt of your signed loan documentation. Transfers to bank accounts can take up to three days to clear from date of transfer. If you choose the optional courier service to recieve your loan documentation in 24 hours, £50 will be payable one month before your first repayment. Delivery may take longer in outlying areas or for weekend applications. Alternatively you can complete your loan by post.
*Calls to 0845 numbers from BT landlines will cost a maximum of 4p per minute, plus a 6p call set up fee. The price of calls from other telephone companies will vary. The call price is correct at June 08.


