Unsecured Loans from £7,000 to £15,000

If you're an existing Bank of Scotland customer looking for an affordable way to pay for the things you need, our personal loan could be the answer. 

Simply add up how much you need to borrow and get an online personal loan quote using the calculator on the right, or apply now using our online loan application for an instant personal loan decision.

• 11.5% APR typical for online personal loans
• Range of personal loan rates - from 10.5% APR to 17.0% APR depending on your personal circumstances
• Range of personal loan amounts - availalble from £7,000 to £15,000
• Repayment terms to suit your budget - from 1 to 7 years
• Funds normally transferred into a Bank of Scotland current account in 24 hours*
• Affordable monthly repayments - fixed personal loan rates for the life of the loan
• Secure online application process - takes on average 15 minutes to complete
• Instant online decision  

* If signed loan documentation is received before 1.30pm. Transfers to other bank accounts and for weekend applications can take longer.

If your looking for other loan amounts - click here

Existing Bank of Scotland personal loan customer?  See how you can top you your existing personal loan.

For key information on our Bank of Scotland Personal Loan for £7,000 to £15,000 - click here

Please make sure you meet the criteria before applying for a Bank of Scotland Personal Loan.

To apply for a loan you must:

• Be an existing Bank of Scotland customer
• Be over 18
• Be in paid employment
• Not be in full time education
• Have a bank/building society account
• Have a permanent UK address
• Not have been declined credit in the last month
• Not have a history of bad credit such as arrears, county court judgements (CCJs), default or bankruptcy

You will also need handy:

• Your address details including your postcode for the last 3 years.  And if this is a joint application your partner's address details, if different
• Your bank/building society details
• Your annual income and monthly outgoings such as rent or mortgage payments
• Your employer's name and address

Apply for a Bank of Scotland Personal Loan - our secure application process takes on average 15 minutes to complete and we will give you an instant online decision.