Bank of Scotland

Important Information - Halifax Guaranteed Saver

Summary Box: Key Product Information

Account Name

Halifax Guaranteed Saver

Interest rates (AERs) Interest rates in more detail   
Tax Status Interest will be paid net of income tax (currently 20%) unless you register your account with us to receive gross interest
Conditions for bonus payment There is no bonus available on this account
 Withdrawal  arrangements

Unlimited withdrawals (up to 4 withdrawals a year without loss of interest)

If you make any more than 4 withdrawals in a year you will lose an amount equal to 30 days interest on the amount you withdraw

Closing your account early is classed as a withdrawal

 Access

Branch, telephone (transfer between own Halifax or Bank of Scotland accounts) online and cash machine

Variable interest  - this means the rate you earn can go up or down

Interest paid - on anniversary of first deposit

If your balance falls below £2,500 - the interest paid will be at least the same as Instant Saver.

1 account per customer - held in your sole name or in joint names, but not both.

Eligibility - UK residents only, aged 11+

Account conditions (opens as PDF)

We are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £50,000).

 

Next Step

Apply online now It only takes 5 minutes to apply online

Call now on 0845 122 1347 (lines are open Mon - Fri 8am - 8pm, Sat 8am - 6pm, Sun 9am - 5pm)

Find our nearest branch Or, call into any branch (find our nearest branch)

Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 7p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in October 2008.