An instant access savings account offering phone, online and cash card access 24/7 as well as great interest rates and a guarantee.

• Open an instant access savings account with just £1
• For balances up to £1 million, get a great variable interest rate of  5.00% AER/gross pa.
• A guarantee that our rate will never be lower than 0.50% below Bank of England base rate. And that's a promise until 1 Jan 2012
• Manage your instant access savings account online, by telephone, with the optional cash card or by post
• A dedicated Telephone Banking Service, open 24/7, 365 days a year
• Unlimited withdrawals and deposits* with our instant access account
• Variable interest paid annually (or monthly at a slightly lower rate) and we'll send you a monthly statement
• Higher rate available for larger balances

So if this is the option that suits you best - instant access saving, account interest rate of 5.00% AER and a guarantee - apply online today.

Setting up a standing order is an easy way to add to your savings regularly

• To set up a standing order, complete the standing order mandate with your Bank of Scotland Instant Access Savings Account and main bank details
• You can specify the date each month for your payments
• Once completed, simply return it to your main bank or building society for processing.

Download a standing order mandate

To view PDF documents you will need the latest version of Adobe Acrobat reader (new window).

To read the PDF document with a screen reader please link to the Access Adobe website (new window).

Important Information on this and other instant access account options.

Check eligibility for Bank of Scotland Instant Access Savings Account