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Halifax Guaranteed Reserve
Make one lump sum deposit into a Guaranteed Reserve and enjoy the peace of mind of a great fixed rate.
- Minimum opening balance - from £500 upwards
- Maximum balance - £9 million per account
- No withdrawals
- No additional deposits - after opening your account
- Manage your savings - by telephone or branch. View your balance online 24/7
- Applying is easy - it only takes 5 minutes to apply online now. Alternatively, pop into branch or call us on 0845 122 1347
- UK's No 1 for savings - no one helps more people grow their savings than Halifax*
The rate of interest you earn depends on the amount and length of time you choose to save:
6 month terms available:
Fixed Interest Rate (AER) | 6.00% | 6.00% | 6.10% | 6.10% | 6.20% | ||
Term | 6 month | 6 month | 6 month | 6 month | 6 month | ||
Balance | £500+ | £50,000+ | £75,000+ | £100,000+ | £250,000+ |
1 year terms available:
Fixed Interest Rate (AER) | 5.75% | 5.75% | 5.80% | 5.80% | 5.80% | 5.80% | 6.00% |
Term | 1 year | 1 year | 1 year | 1 year | 1 year | 1 year | 1 year |
Balance | £500+ | £10,000+ | £25,000+ | £50,000+ | £75,000+ | £100,000+ | £250,000+ |
2 and 3 year terms available:
Fixed Interest Rate (AER) | 5.70% | 5.70% | 5.70% | 6.00% | 6.10% | 6.20% |
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Term | 2 years | 2 years | 2 years | 3 years | 3 years | 3 years |
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Balance | £500+ | £10,000+ | £50,000+ | £500+ | £10,000+ | £50,000+ |
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Please note: Rates of interest are subject to change, to check effective dates for all our Savings products please see our Interest Rates section.
Before you apply, read our important information and view the product summary box.
Next Steps
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It only takes a few minutes. |
Call now on 0845 122 1347(lines are open 8am to 8pm Monday to Friday, 8am to 6pm Saturday and 9am to 5pm Sunday)
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Call into any branch (find your nearest branch) |
Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 6p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in August 2008.
* GfK FRS 04/08 all respondents with savings accounts excluding premium bonds

