Halifax Guaranteed Saver

Key Features

If you want to be able to pay in money when you like and make unlimited withdrawals, a Guaranteed Saver could be the savings account for you

If you hold a Halifax or Bank of Scotland current account you could be eligible to receive an additional 0.20% AER on your Halifax Guaranteed Saver. Find out more about Bank of Scotland Exclusives

  • Minimum opening balance - £2,500 (£1 for under 21s) and needs to stay at or above this to enjoy a rate of 0.50% AER (variable)
  • No maximum balance
  • Unlimited withdrawals
  • Unlimited deposits
  • Manage your savings - in branch, by telephone, cash machine and online 24/7

View current rates, summary box and further information before you apply for a Halifax Guaranteed Saver

Current Rates

Variable Interest Rate (AER)

0.50%

Withdrawals

Unlimited

Please note: Rates of interest are subject to change, to check effective dates for all our Savings products please see our Interest Rates section.

Provided you keep at least £2,500 in your account the interest rate is guaranteed to be no lower than 0.50% below the Bank of England base rate until 1 January 2013.  If your balance falls below £2,500 the interest paid will be at least the same as Instant Saver.

View summary box and further information before you apply for a Halifax Guaranteed Saver

Summary Box

Key Product Information

Account Name Halifax Guaranteed Saver
Interest rates (AERs)  Interest rates in more detail   
Tax Status Interest will be paid net of income tax (currently 20%) unless you register your account with us to receive gross interest
Conditions for bonus payment There is no bonus available on this account
Withdrawal  arrangements Unlimited withdrawals
Access Branch, telephone (transfer between own Halifax or Bank of Scotland accounts) online and cash machine

View further information or apply for a Halifax Guaranteed Saver

Further Information

Variable interest  - this means the rate you earn can go up or down

Interest paid - on anniversary of first deposit

If your balance falls below £2,500 - the interest paid will be at least the same as Instant Saver.

1 account per customer - held in your sole name or in joint names, but not both.

Eligibility - UK residents only, aged 11+

Guaranteed Saver (including Reward) account conditions   (opens as PDF)

We are a member of the  Financial Services Compensation Scheme so our customers' savings are protected (up to £50,000).

Exclusive deal for current account customers

If you are a main current account customer just apply for one of our variable rate savings accounts and we will apply the extra 0.20% AER.

Apply for a Halifax Guaranteed Saver

Apply

It only takes a few minutes...

Before you begin make sure you have the following details to hand:

  • Your Bank of Scotland Current Account details (if you are an existing customer)
  • Previous address details if you have lived at your current address for less than 3 years
  • If you are applying for a joint account, please ensure you have the above details for the second applicant, as well as their personal details.

...apply online

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Alternatively, call us today on 0845 122 1347 (lines open 8am-8pm Mon-Fri, 8am-6pm Sat and 9am-5pm Sun) or call into your nearest branch.