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Halifax Guaranteed Saver
Key Features
If you want to be able to pay in money when you like and make unlimited withdrawals, a Guaranteed Saver could be the savings account for you
If you hold a Halifax or Bank of Scotland current account you could be eligible to receive an additional 0.20% AER on your Halifax Guaranteed Saver. Find out more about Bank of Scotland Exclusives
- Minimum opening balance - £2,500 (£1 for under 21s) and needs to stay at or above this to enjoy a rate of 0.50% AER (variable)
- No maximum balance
- Unlimited withdrawals
- Unlimited deposits
- Manage your savings - in branch, by telephone, cash machine and online 24/7
View current rates, summary box and further information before you apply for a Halifax Guaranteed Saver
Current Rates
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Variable Interest Rate (AER) |
0.50% |
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Withdrawals |
Unlimited |
Please note: Rates of interest are subject to change, to check effective dates for all our Savings products please see our Interest Rates section.
Provided you keep at least £2,500 in your account the interest rate is guaranteed to be no lower than 0.50% below the Bank of England base rate until 1 January 2013. If your balance falls below £2,500 the interest paid will be at least the same as Instant Saver.
View summary box and further information before you apply for a Halifax Guaranteed Saver
Summary Box
Key Product Information
| Account Name | Halifax Guaranteed Saver |
| Interest rates (AERs) | Interest rates in more detail |
| Tax Status | Interest will be paid net of income tax (currently 20%) unless you register your account with us to receive gross interest |
| Conditions for bonus payment | There is no bonus available on this account |
| Withdrawal arrangements | Unlimited withdrawals |
| Access | Branch, telephone (transfer between own Halifax or Bank of Scotland accounts) online and cash machine |
View further information or apply for a Halifax Guaranteed Saver
Further Information
Variable interest - this means the rate you earn can go up or down
Interest paid - on anniversary of first deposit
If your balance falls below £2,500 - the interest paid will be at least the same as Instant Saver.
1 account per customer - held in your sole name or in joint names, but not both.
Eligibility - UK residents only, aged 11+
Guaranteed Saver (including Reward) account conditions (opens as PDF)
We are a member of the Financial Services Compensation Scheme so our customers' savings are protected (up to £50,000).
Exclusive deal for current account customers
If you are a main current account customer just apply for one of our variable rate savings accounts and we will apply the extra 0.20% AER.
Apply for a Halifax Guaranteed Saver
Apply
It only takes a few minutes...
Before you begin make sure you have the following details to hand:
- Your Bank of Scotland Current Account details (if you are an existing customer)
- Previous address details if you have lived at your current address for less than 3 years
- If you are applying for a joint account, please ensure you have the above details for the second applicant, as well as their personal details.
...apply online
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If you are new to online banking apply here
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If you're an online banking customer sign in to apply
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Alternatively, call us today on 0845 122 1347 (lines open 8am-8pm Mon-Fri, 8am-6pm Sat and 9am-5pm Sun) or call into your nearest branch.





