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Non-UK Customer Rates
These rates apply to customers classed as 'not ordinarily resident in the UK' for tax purposes and who can register their UK accounts to receive interest paid gross. This means British expatriates living or working abroad, non-British nationals, or foreign students or nationals temporarily living in the UK.
AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded each year. The gross rate is the contractual rate of interest, without any deduction for income tax. Interest will be paid gross if you complete a HM Revenue & Customs 'not ordinarily resident' registration. This declaration will confirm that you are not ordinarily resident in the UK for tax purposes. If you don't make a registration, we'll have to pay interest net, after taking off income tax (currently at 20%). If your balance is less than £50 you won't receive any interest unless you appear in our records as being under 21. This does not include Halifax Monthly Saver or Halifax Asset Reserve Cheque Account.
These rates apply where interest is paid annually, quarterly or at the end of the term (as shown) - a monthly interest option is available on some products at a slightly lower rate. For further details contact any branch.
You can also view Non-UK customer monthly rates.
You can either browse through all the rates using the scroll bar or click on the account you're interested in below.
Previous rates are also available.
Halifax Stepped Income Reserve
Halifax Monthly Saver Young Savers Rate
Bank of Scotland 1 year term Deposit Account
Bank of Scotland 2 year term Deposit Account
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st April 2009
| Balance | AER | Gross p.a. |
|
£1+ |
1.05% |
1.05% |
Non UK annual rates: Rates of interest are subject to change but are correct as at 7th July 2010
|
Term |
AER |
Gross p.a. |
|
6 months £500+ |
1.00% |
1.00% |
|
1 year £500+ |
2.00% |
2.00% |
|
2 years £500+ |
3.30% |
3.30% |
|
3 years £500+ |
3.75% |
3.75% |
The interest rates above are correct as at the date shown. However, for existing customers with an account approaching maturity please note that the rates may change between now and your maturity date.
Halifax Stepped Income Reserve
Non-UK annual rates: Rates of interest are subject to change but are correct as at 19th May 2010
| £2, 000+ |
4.50% AER |
|
| Term | Gross p.a. | |
|
Year 1 |
3.50% |
|
|
Year 2 |
4.00% |
|
|
Year 3 |
4.50% |
|
|
Year 4 |
5.00% |
|
|
Year 5 |
5.50% |
|
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st April 2009
| Balance |
AER excl. conditional bonus |
AER incl. conditional bonus | Gross p.a. incl. conditional bonus |
|
£1+ |
0.10% |
0.35% |
0.35% |
From 11th March 2010 this account is no longer available to new customers. If you have a Halifax Monthly Saver and would like a copy of your conditions please ask a member of staff in any of our branches.
Halifax Monthly Saver Young Savers Rate
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st April 2009
| Balance | AER excl. conditional bonus | AER incl. conditional bonus | Gross p.a. incl. conditional bonus |
|
£1+ |
0.55% |
1.05% |
1.05% |
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£100, 000+ |
0.10% |
0.10% |
|
£50, 000+ |
0.10% |
0.10% |
|
£25, 000+ |
0.10% |
0.10% |
|
£10, 000+ |
0.10% |
0.10% |
| £5, 000+ |
0.10% |
0.10% |
From 11th March 2010 this account is no longer available to new customers. If you have a Halifax Extra Income Saver and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER excl. conditional bonus | AER incl. conditional bonus | Gross p.a. incl. conditional bonus |
|
£100,000+ |
0.15% |
0.40% |
0.40% |
|
£50,000+ |
0.10% |
0.35% |
0.35% |
|
£25,000+ |
0.10% |
0.35% |
0.35% |
|
£10,000+ |
0.10% |
0.35% |
0.35% |
|
£5,000+ |
0.10% |
0.35% |
0.35% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax Bonus Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st March 2009
|
Balance |
AER |
Gross p.a. |
|
£100,000+ |
0.15% |
0.15% |
|
£50,000+ |
0.10% |
0.10% |
|
£25,000+ |
0.10% |
0.10% |
|
£10,000+ |
0.10% |
0.10% |
|
£5,000+ |
0.10% |
0.10% |
|
£500+ |
0.10% |
0.10% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax 60 Day Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
| Balance |
AER |
Gross p.a. |
|
£500+ |
0.05% |
0.05% |
| £50+ |
0.05% |
0.05% |
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Special rate for under 21s only available on certain accounts.
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st October 2009
| Balance |
AER |
Gross p.a. |
|
£1+ |
0.50% |
0.50% |
Non-UK annual rates: Rates of interest are subject to change but are correct as at 1st January 2008.
| Balance |
AER / Gross |
|
£1, 000+ |
0.10% |
Bank of Scotland 1 year term Deposit Account
Non-UK annual rates: Rates of interest are subject to change but are correct as at 7th July 2010
| Balance | AER | Gross p.a. |
|
£500+ |
2.00% |
2.00% |
Bank of Scotland 2 year term Deposit Account
Non-UK annual rates: Rates of interest are subject to change but are correct as at 7th July 2010
| Balance | AER | Gross p.a. |
|
£500+ |
3.35% |
3.35% |
IMPORTANT: The conditions for your account explain when we pay interest on the money paid into, and taken out of, your account. Click for details of account charges. Please contact any of our branches for copies of the Deposit Account conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
Previous monthly rates are also available
Halifax Stepped Income Reserve
Bank of Scotland 1 year term Deposit Account
Bank of Scotland 2 year term Deposit Account
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
| Balance | AER excl. conditional bonus | AER inc. conditional bonus |
Gross p.a. inc. conditional bonus |
|
£100,000+ |
0.15% |
0.40% |
0.40% |
|
£50,000+ |
0.10% |
0.35% |
0.35% |
|
£25,000+ |
0.10% |
0.35% |
0.35% |
|
£10,000+ |
0.10% |
0.35% |
0.35% |
|
£5,000+ |
0.10% |
0.35% |
0.35% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax Bonus Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st March 2009
|
Balance |
AER |
Gross p.a. |
|
£100, 000+ |
0.15% |
0.15% |
|
£50, 000+ |
0.10% |
0.10% |
|
£25, 000+ |
0.10% |
0.10% |
|
£10, 000+ |
0.10% |
0.10% |
|
£5, 000+ |
0.10% |
0.10% |
| £500+ |
0.10% |
0.10% |
From 5 April 2009 this account is no longer available to new customers. If you have a Halifax 60 Day Gold and would like a copy of your conditions please ask a member of staff in any of our branches.
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
| Balance | AER | Gross p.a. |
| £500+ |
0.05% |
0.05% |
| £50+ |
0.05% |
0.05% |
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 7th July 2010
|
Term |
AER |
Gross p.a. |
|
1 year £500+ |
2.00% |
1.98% |
|
2 years £500+ |
3.30% |
3.25% |
|
3 years £500+ |
3.75% |
3.69% |
The interest rates above are correct as at the date shown. However, for existing customers with an account approaching maturity please note that the rates may change between now and your maturity date.
Halifax Stepped Income Reserve
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 19th May 2010
|
AER 4.50% |
||
|
£2, 000+ |
||
|
Term |
Gross p.a. |
|
|
Year 1 |
3.45% |
|
|
Year 2 |
3.93% |
|
|
Year 3 |
4.41% |
|
|
Year 4 |
4.89% |
|
|
Year 5 |
5.37% |
|
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
| Balance | AER | Gross p.a. |
|
£1+ |
0.50% |
0.50% |
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st October 2009
|
Balance |
AER |
Gross p.a. |
|
£100, 000+ |
0.10% |
0.10% |
|
£50, 000+ |
0.10% |
0.10% |
|
£25, 000+ |
0.10% |
0.10% |
|
£10, 000+ |
0.10% |
0.10% |
| £5, 000+ |
0.10% |
0.10% |
From 11th March 2010 this account is no longer available to new customers. If you have a Halifax Extra Income Saver and would like a copy of your conditions please ask a member of staff in any of our branches.
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 1st January 2008.
| Balance | AER | Gross p.a. |
|
£2, 000+ |
0.10% |
0.10% |
Bank of Scotland 1 year term Deposit Account
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 7th July 2010
|
Balance |
AER |
Gross p.a. |
|
£500+ |
2.00% |
1.98% |
Find out more about Bank of Scotland 1 year term Deposit Account
Bank of Scotland 2 year term Deposit Account
Non-UK monthly rates: Rates of interest are subject to change but are correct as at 7th July 2010
|
Balance |
AER |
Gross p.a. |
|
£500+ |
3.35% |
3.30% |
Find out more about Bank of Scotland 2 year term Deposit Account
IMPORTANT: The conditions for your account explain when we pay interest on the money paid into, and taken out of, your account. Please contact any of our branches for copies of the Deposit Account conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
