Bank of Scotland ShareBuilder

We've designed Bank of Scotland ShareBuilder to make investing in the stock market flexible, simple and affordable for both new and experienced investors.

With Bank of Scotland ShareBuilder you create a regular investment plan online to automatically purchase your chosen investments on a set day each month. Purchases using the regular investment plan allow you to buy fractions of shares thereby accumulating your investments over time.

We only invest on a set day four times a month so we're able to group all our customers' orders together and pass the savings directly on to you. To compliment your trading strategies, you can use our real-time dealing service to buy and sell stocks immediately during market hours.

Key benefits

• Purchase shares for just £1.50 commission within a regular investment plan - if you see an opportunity you can always buy shares real-time for only £11.95 online.
• Use the regular investment plan to help diversify your portfolio over time - buying little and often over the long term means you don’t have to worry about when's the right time to buy.
• No inactivity or management fees.
• No tie-in period - you can stop and start your regular investment plan at any time.
• Subscribe from as little as £20 per month into your plan.
• Deposit lump sums into your Bank of Scotland ShareBuilder at anytime to use as part of your regular investment plan or for real-time dealing.
• Choose from a wide range of eligible investments for your plan and invest from as little as £5 per month into each stock line.
• Set up and manage your regular investment plan online - schedule the transfer of money into your Bank of Scotland ShareBuilder to coincide with the automatic purchase of your chosen investments.
• Sell shares online real-time starting from just £5 and up to a maximum of £11.95 dealing charges.
• Shares are held electronically in our nominee - no need to worry about paperwork or certificates.
• Interest paid on cash balances held in your account.
• Easy access to your cash - you can withdraw money from your account at anytime without any penalties or fees.
• Automatic dividend reinvestment option - choose to have dividends from UK and Irish CREST eligible stocks automatically reinvested into the source stock with any remaining cash paid into your account.
• Shareholder benefits – if you ask, we can normally make sure you receive any benefits you are entitled to.

* Investment in ETF's and AIM stocks within Halifax ShareBuilder is restricted to stocks traded in sterling. Eligibility will be confirmed when choosing the stock.